This is our Holiday Debt Series homepage. We break down our 12 steps to avoiding excessive debt during the holiday season. Tips and advice everyone can use to protect yourself from credit card debt, bankruptcy, and financial hardship.
Day One: 12 Ways of Getting Through the Holidays Without Going Bankrupt
Day Two: More Tips to Survive the Holidays Without Ending up in the Poorhouse
Day Three: Gift Cards Can Help Take the Guessing Out of Holiday Gift-Giving
Day Four: More on Avoiding the 'I Can't Believe I Charged That Much' Holiday Blues
Day Five: More Tips for Buying Gift Cards
Day Six: More on Deciphering the World of Plastic
Day Seven: Check This List Twice Before You Start Shopping
Day Eight: Start Preparing Now for Next Year?s Holiday Shopping Madness
Day Nine: Getting the Most of Your Gift Card
DIY debt consolidation: 3 secrets for success
You're sinking fast in credit card debt, and there's not a life preserver in sight. Loans and balance transfer offers involve applying for more credit. Follow these tips for rescuing yourself from the dangers of excess debt.
Reducing debt or building savings?Even if you are following a debt reduction plan, it is important to try and build emergency savings.
When debt help is not enough: 3 reasons for filing bankruptcySituations can arise that make paying your bills impossible, or that render you ineligible for participating in debt relief efforts such as credit counseling. When you're enduring any of these circumstances, consulting a bankruptcy attorney can provide information about your rights and the consequences of filing bankruptcy.
Personal spending rises as income slipsPersonal income declined in August, but personal consumption expenditures rose, according to the Bureau of Economic Analysis.
3 reasons for consolidating credit card debtAre you paying more than one credit card bill each month? Have you overlooked a bill and incurred penalty interest rates or late charges? Consider credit card debt consolidation for simplifying debt management chores.
Guide to No Cosigner Student Loans
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Debt Consolidation for Senior CitizensFew people have more financial choices, yet more opportunities to be overwhelmed by those choices, than senior citizens. Seniors…
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Bad Credit Student Loans for High Risk StudentsCollege costs nowadays are through the roof and are only expected to rise in the future. Most students and/or their parents…