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Debt Validation: Pay only what you must

Last Updated: March 21st, 2007
Debt Help Articles
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DIY debt consolidation: 3 secrets for success

You're sinking fast in credit card debt, and there's not a life preserver in sight. Loans and balance transfer offers involve applying for more credit. Follow these tips for rescuing yourself from the dangers of excess debt.

Reducing debt or building savings?

Even if you are following a debt reduction plan, it is important to try and build emergency savings.

When debt help is not enough: 3 reasons for filing bankruptcy

Situations can arise that make paying your bills impossible, or that render you ineligible for participating in debt relief efforts such as credit counseling. When you're enduring any of these circumstances, consulting a bankruptcy attorney can provide information about your rights and the consequences of filing bankruptcy.

Personal spending rises as income slips

Personal income declined in August, but personal consumption expenditures rose, according to the Bureau of Economic Analysis.

3 reasons for consolidating credit card debt

Are you paying more than one credit card bill each month? Have you overlooked a bill and incurred penalty interest rates or late charges? Consider credit card debt consolidation for simplifying debt management chores.

Guide to No Cosigner Student Loans

Are you a would-be student who would like to attend college, graduate school, or professional school, but are hesitant because you…

The advantages of using your local credit union to refinance your mortgage

Local credit unions increasingly are popular alternatives to traditional banks. While banks are privately owned,…

Debt Consolidation for Senior Citizens

Few people have more financial choices, yet more opportunities to be overwhelmed by those choices, than senior citizens. Seniors…

What is the Best Loan and Debt Repayment Program?

Incurring debt sometimes is necessary in order to meet one’s financial and personal goals, or to make payments for necessary…

Bad Credit Student Loans for High Risk Students

College costs nowadays are through the roof and are only expected to rise in the future. Most students and/or their parents…

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